Now available in Congo
Do More with
Your Money
MoMo+ brings together Tontines, Gift Pots, and community giving in one powerful platform — powered by MTN Mobile Money.
MoMo+ brings together Tontines, Gift Pots, and community giving in one powerful platform — powered by MTN Mobile Money.
MoMo+ is your all-in-one financial community platform. Save together, celebrate together, and give back together.
Create a rotating savings group with friends and family. Everyone contributes each cycle — and when it's your turn, you receive the full pot.
Learn morePool contributions from a group to celebrate any occasion — birthdays, weddings, graduations. The recipient gets a meaningful gift from everyone.
Learn moreSupport causes that matter to your community in Congo — from education and healthcare to sustainable agriculture. Every FCFA makes a difference.
Learn more
The Tontine is a time-tested African savings tradition — now digitised and secured on MoMo+. Everyone contributes the same amount each cycle, and one member receives the full pot per cycle until everyone has had their turn.
Start a new Tontine and invite 2–20 members, or join an existing one via a shared link.
Agree on the amount per cycle (e.g. 250,000 FCFA) and the cycle frequency (weekly, monthly).
When it's your turn, the full pot is sent directly to your MTN MoMo wallet — instantly.
Whether it's a birthday, wedding, baby shower, or graduation — Gift Pot makes it easy to pool contributions from friends and family and present a meaningful, unified gift through MoMo+.
Name the occasion, set a target amount, and add a personal message and deadline.
Share a link via SMS, WhatsApp, or social media — contributors give what they can.
Once the deadline passes or the target is reached, the full amount is sent to the recipient's MoMo wallet.
Give Back connects you to verified causes across Congo — from supporting young mothers to funding rural schools. Even a small contribution, when pooled with hundreds of others, creates real, lasting impact.
Explore a curated list of trusted organisations and campaigns making a real difference in Congo.
Contribute as little as 500 FCFA or as much as you like. Select from preset amounts or enter your own.
View your full donation history and see live fundraising progress for every cause you've supported.
All you need is your MTN number. No bank account. No paperwork.
Open MoMo+ and enter your Congo MTN mobile number to begin.
You'll receive a one-time code by SMS. Enter it to securely verify your identity.
Choose Tontine, Gift Pot, or Give Back from your personalised home screen.
All transactions go through your MTN MoMo wallet — secure, instant, and always in FCFA.
Real stories from MoMo+ users who save, celebrate, and give back every day.
"With the Tontine feature, my group of 8 friends each saves 100,000 FCFA a month. When it was my turn I received 800,000 in one day — enough to pay for my daughter's school fees for the whole year."
"I organised a Gift Pot for my mum's 60th birthday. In just 3 days, 22 relatives and friends contributed and we were able to give her 650,000 FCFA. She was so moved — it was the best gift ever."
"The Give Back feature lets me support causes I believe in directly from my phone. I give 1,000 FCFA to the young mothers' program every month — small but it adds up. I can track my impact in real time."
Join thousands of people already using MoMo+ across Congo.